We accept most insurances so be sure to bring your insurance card with you to your first visit. You are also welcome to fax or email it ahead of time. Insurance is getting more and more complicated every day and we often find that patients have trouble navigating the insurance waters to find out exactly what benefits they have. We have trained insurance specialists that communicate directly with your insurance provider asking the specific questions to get all the pertinent answers. Let us do the hard work for you.
We accept almost all PPO insurances. Your particular plan will be thoroughly checked so you will know everything necessary concerning any out of pocket costs BEFORE you incur them. You see, our office has a NO WORRY financial policy which promises that we tell you about any out of pocket charges ahead of time. That means you can rest assured you are not running up a bill without knowing it. Our initial screening (discussion) with you is used to determine if you are in the right place and to discuss any costs that may be associated with your visit that day. There are very often no out of pocket costs the first visit to our office. Depending on your policy, you may never have to pay out of pocket, or you may only have a copay. We will always tell you ahead of time. Examples of commonly accepted insurances are: (If your plan is not on this list, we probably still accept it)
ANTHEM BLUE CROSS
BLUE SHIELD OF CALIFORNIA
BLUE CROSS/BLUE SHIELD (ALL STATES)
NEW YORK LIFE
ALL AUTO INSURANCE MEDPAY POLICIES
* and over 100 others not listed
If you have an HMO, you probably know there can be a big difference in service coverage between HMOs and PPOs. With that being said, HMOs do not often reimburse for care in our clinic (there are occasional exceptions). The reality is that HMOs are not generally designed to deliver patients quality, specialized rehabilitation services similar to what we offer. With that, we have many, many patients with HMO plans getting tremendous results in our clinic. We simply work out a care plan any way we can to make sure everyone who needs and wants care will receive it.
Insurance coverage (good, bad, or ugly) is by no means a prerequisite for care in our clinic. Up to 50% of our patients are either uninsured or underinsured, but are still getting care. Our commitment is to make every effort to get everyone who needs care the care they need.
West LA Physical Medicine has a “no worry” financial policy and accepts most insurances.